At Deal4Wheels, we make used car finance simple, fast, and fair — no matter your credit history. Whether you're buying from one of our partner dealers or sourcing a car independently, we’ll help you get approved first so you can shop with confidence.
Apply Online in 60 Seconds: No paperwork, no impact on your credit score. Just a few simple questions.Get Matched with a Lender: We check real affordability — not just credit scores — through our AI-powered engine.Browse or Submit a Vehicle: Use Autoloom to find finance-ready stock, or tell us about the car you’ve found.Drive Away with Full Clarity: Review terms, sign online, and get support at every step.Used cars offer incredible value — lower upfront costs, slower depreciation, and access to higher specs for your budget. Combine that with finance, and you unlock:
Flexible monthly paymentsFull FCA compliance & soft credit checksOptions with £0 depositBad credit or self-employed? No problemApply before you buy — with no obligationSmart matchingReal-time quotes — with 80k–120k mileageFlexible terms (24–60 months) — with early settlement optionsMileage-adjusted residual values — on PCP plansFinance available for cars used for commuting, client visits, or field workYes. As long as the dealer is FCA-registered or passes our vetting checks, we can help.
Not necessarily. We work with lenders offering £0 deposit used car finance.
We typically require the vehicle to be from a business seller. Use Autoloom to browse eligible stock.
That’s our speciality — apply for Bad Credit Car Finance to see your options.
No broker fees. Ever. We’re paid by the lender if you go ahead.