Whether you're a frontline NHS professional, a care home nurse, or a private practice specialist, Deal4Wheels offers car finance solutions tailored for the unique shift patterns, pay structures, and documentation needs of the healthcare sector.
We work with lenders who understand essential workers’ employment types — from agency shifts to full-time contracts.
Our panel of FCA-regulated lenders offers flexible car finance solutions for:
Permanent staff — (NHS Band 2–9 or private sector roles)Agency and locum workers — (with minimum verified income)Zero hours or bank staff — (subject to affordability and 3-month proof)PCP, HP, and no-deposit plans — availableNHS discount-friendly dealers — accepted“As a community nurse, I needed something reliable, safe and affordable for long days and home visits. Deal4Wheels helped me get a Hyundai Kona on PCP, with a flexible mileage cap to suit my shifts.” — Sophie T., Northampton
Accepted on agency incomePCP with adjustable termsInsurance-compatible hybrid vehicleNHS workers (nurses, midwives, doctors, paramedics, porters)Care assistants and support workersAgency or contract healthcare professionalsPharmacy and admin staffProof of income may vary based on contractSome lenders may require 3–6 months' bank statements for locumsYes — including NHS bank staff, part-time, or zero-hour workers.
Yes — several lenders support non-permanent staff with proof of regular income.
Yes — subject to your affordability, £0 deposit plans are available.
We work with dealer partners who may offer healthcare staff discounts or packages.
Reliable and fuel-efficient models like the Hyundai Kona, Toyota Yaris Hybrid, Kia Ceed, Ford Puma, and Vauxhall Mokka are popular.