Whether you're supporting vulnerable adults, providing at-home care, or working long community hours, Deal4Wheels offers tailored car finance for care workers — including options for zero deposit, flexible terms, and applicants with variable incomes or bad credit history.
Domiciliary / community carersResidential care staffAgency care assistantsMental health support workersLive-in carers and nursing aidesPersonal assistants (PAs) and SEN carersPart-time, zero-hour, or gig-based rolesOur FCA-regulated panel includes:
Hire Purchase (HP) — own your car outright after final paymentPCP — smaller monthly payments with options at the endZero-deposit finance — drive now, pay laterFinance for variable-income and zero-hour contractsBad credit & non-prime lender options“Working as a night-shift carer, I needed a reliable vehicle I could trust — but I’d been turned down elsewhere. Deal4Wheels matched me with a lender that understood my variable income. I now drive a hybrid Yaris with manageable monthly payments.” — Aisha B., Domiciliary Carer, Wolverhampton
Low deposit PCP dealMileage cap suitable for community drivingApplication approved despite non-permanent contractWorkers needing transport across community visitsEmployees on shift or rota-based hoursApplicants with thin credit files or bad creditPCP may include mileage limitsLenders may request proof of income (e.g. payslips or agency statements)Yes — many of our lenders accept applicants with flexible or agency-based employment.
Yes — subject to approval, we have zero-deposit finance plans available for care staff.
We work with specialist lenders who consider all credit types, including CCJs, defaults, and past IVAs.
Yes — many lenders support both dealer and private purchases.