
Need one car for business? Or a small fleet for your team? Deal4Wheels makes business vehicle finance easy, transparent, and tailored to you — whether you're a limited company, sole trader, or partnership.
Tell us your company structure — LTD, sole trader, or partnership
Complete a soft-check — no credit impact on your business or directors
Match with a lender — we’ll assess trading history, turnover, and affordability
Choose your car — from Autoloom or any approved dealership“We needed two estate cars for our mobile support team. With just 15 months of trading and no fleet history, other brokers declined us. Deal4Wheels understood our business and arranged approval within 72 hours — brilliant!” — Abdul R., Managing Director, Staffordshire
Hire Purchase (HP) and PCP for business vehicles
Finance under company name or director (when appropriate)
Options with and without personal guarantees
Electric vehicle finance for tax-efficient company car benefits
Self-employed and sole trader applications welcome
Small fleets (up to 5 vehicles) available
Limited companies needing fleet cars or executive vehicles
Sole traders using vehicles for work (PHV, trades, mobile teams)
Startups with 6–12 months trading & proof of income
Companies looking to avoid large upfront cash outlay
Businesses with recent CCJs or unpaid corporation tax
Firms with unresolved HMRC filings or dormant statusYes, some lenders allow LTD company-only underwriting depending on credit score and trading history.
Yes. We help many self-employed applicants secure vehicles in their personal or trading name.
3–6 months of business bank statements, proof of identity, company incorporation or UTR (depending on structure).
Yes — and they may qualify for lower Benefit-in-Kind (BIK) tax. We support hybrid and EV fleets.
Yes. If affordability checks out, we can structure a fleet-style package with one or multiple lenders.