
Being a young driver shouldn’t hold you back. Whether you're starting university, your first job, or just need your own wheels, Deal4Wheels connects you with finance options that suit your age, lifestyle, and budget — even if you’re 18–24 with little credit history.
We help you finance cars that fit both insurance and lender requirements. Our young driver finance includes:
No-deposit car finance options
Soft search eligibility check — no credit impact
Finance available from age 18+
Lower insurance group vehicle suggestions
PCP & HP tailored for younger applicants
Access to first-time buyer schemes
Drivers aged 18–24 with or without credit history
Students or apprentices with part-time income
New employees or first-jobbers
Young drivers with full UK licences
Choose low-tax, low-insurance cars to maximise approval
Monthly payments may be higher without guarantors
PCP may require mileage restrictions or good residualsYes — we work with lenders who accept applicants from age 18+ if you meet basic affordability.
Not necessarily. Many lenders approve self-backed finance based on job income and affordability.
Look for low-insurance, reliable models: Ford Fiesta, Toyota Aygo, VW Up!, Hyundai i10, Peugeot 208, Kia Rio.
Some lenders accept part-time income from student jobs — we’ll assess all your options.