At Deal4Wheels, we understand that not every driver sticks to the average 10k miles a year. Whether you're commuting long distances, covering regional sales routes, or driving for personal commitments, we offer specialist finance plans for high mileage drivers — including vehicles with 60k+ miles or customers expecting to exceed 20k+ annually.
We work with FCA-regulated lenders who offer:
High-mileage-compatible PCP and HP plansUsed vehicle finance — with 80k–120k mileageFlexible terms (24–60 months) — with early settlement optionsMileage-adjusted residual values — on PCP plansFinance available for cars used for commuting, client visits, or field work“I drive over 25,000 miles a year for work and was turned down by others due to mileage caps. Deal4Wheels sorted me with an affordable HP plan on a Toyota Prius. They even factored in fuel economy and service plan add-ons.” — Jaya K., Birmingham
2019 Prius with 98,000 milesApproved within 24 hoursCovered under an extended warranty optionField sales reps, NHS contractors, mobile techniciansInter-city commuters and regional professionalsUber, Bolt, or PHV drivers with dual-purpose vehicle usePCP plans may reduce balloon payments if mileage exceeds 20k/yearExtended warranties and maintenance cover highly recommendedYes — many of our lenders specialise in high-mileage vehicles, especially hybrids and diesels.
Yes, particularly with PCP. Higher mileage usually lowers the car’s future value, increasing payments.
Yes, some lenders allow service and maintenance plans to be bundled into the finance offer.
HP is often better for high-mileage drivers due to no mileage restrictions.